0% Fee Gateway Direct Bank UPI Settlements • Dynamic QR & Auto-Verification in 3 Seconds ⚡
TruexGateway • True Hai Ye Choice!

Accept Direct UPI Payments at 0% Transaction Fee.

Link your existing Paytm Business, BharatPe, or FamPay merchant account in 60 seconds. Generate locked-amount dynamic QR checkouts and verify customer UTRs automatically in real time.

0.00% Platform TDR Fee
< 3 Sec UTR Auto-Verify
100% Direct Bank Settlement
UTR Auto-Verified
TXN_SUCCESS • ₹1,499.00
0% Fee Direct Credit
Paytm • BharatPe • FamPay
Instant Settlement
Direct to Merchant VPA
TruexGateway Checkout
₹1,499.00
ORDER: TXG-2026-9841
1. Customer Scans Dynamic QR
2. Verifying UTR via Gateway...
3. UTR Locked & Verified ✓
True Hai Ye Choice! ● Live 5s Poll
TruexGateway — True Hai Ye Choice!
Google Pay UPI
PhonePe Business
Paytm Merchant Status API
BharatPe Tesseract QR
FamPay Gmail IMAP Sync
CRED UPI Pay
Amazon Pay & BHIM UPI
TruexGateway — True Hai Ye Choice!
Google Pay UPI
PhonePe Business
Paytm Merchant Status API
BharatPe Tesseract QR
FamPay Gmail IMAP Sync
CRED UPI Pay
Amazon Pay & BHIM UPI
Built For High-Volume Scale

Why Merchants Choose TruexGateway

No middleman holding your capital. Every rupee settles straight into your linked merchant bank account with real-time UTR verification.

Dynamic Locked-Amount QRs

Every order generates a tamper-proof UPI intent URI embedded with your unique Order Ref (`tr`) and exact amount (`am`).

Anti-Collision UTR Locking

Every verified 12-digit bank UTR is permanently locked in the registry with FIFO anti-collision guards to prevent duplicate claims.

3-in-1 Gateway Switcher

Switch seamlessly between Paytm Business, BharatPe Merchant, and FamPay UPI from a single unified merchant dashboard.

Developer-First REST API

Generate `txg_live_` API keys in one click and integrate order creation, Cloudflare CDN QRs, and status polling into any stack.

Multi-Rail Verification Engines

Three Powerful UPI Engines in One Platform

Connect your preferred merchant app and let TruexGateway handle real-time transaction verification automatically.

Paytm Business

Paytm Business

Engine A • Offline Status API

Directly queries Paytm's official order status gateway using your Merchant ID (`MID`) and unique `ORDERID` to confirm `TXN_SUCCESS` and bank UTRs.

Required SetupPaytm VPA + MID
Verification Speed< 2.5 Seconds
Settlement Fee0.00% Direct Bank
Connect Paytm Business →
BharatPe Merchant

BharatPe Merchant

Engine B • Tesseract API

Polls BharatPe's Tesseract merchant collections endpoint every 5 seconds, matching exact order amounts, timestamps, and 12-digit bank reference numbers.

Required SetupUPI VPA + Access Token
Verification Speed3–5 Seconds
Settlement Fee0.00% Direct Bank
Connect BharatPe Merchant →
FamPay UPI

FamPay UPI

Engine C • Gmail IMAP Sync

Uses non-blocking `FT_PEEK` IMAP bulk fetch and recursive Base64 MIME decoding to verify incoming FamPay/FamX credit alert emails in real time.

Required SetupFamPay VPA + App Pass
Verification Speed3–5 Seconds
Settlement Fee0.00% Direct Wallet
Connect FamPay UPI →
Interactive Savings Estimator

See How Much You Save at 0% Fee

Traditional payment gateways charge 2.00% + 18% GST on every transaction. Move the slider to calculate your annual savings with TruexGateway.

Monthly UPI Volume ₹5,00,000
Other Gateways (2.36%) ₹11,800/mo
TruexGateway Fee ₹0 / month
Your Net Annual Savings ₹1,41,600 / yr
Start Saving →

TruexGateway vs Traditional Gateways

Why thousands of Indian digital businesses & SaaS platforms prefer direct VPA orchestration.

Feature TruexGateway Standard Aggregators
Transaction Fee (TDR) 0.00% Platform Cut 2.0% – 3.0% + GST
Settlement Speed Instant (T+0 Direct VPA) T+2 to T+5 Business Days
Fund Custody Direct to Your Bank Held in Third-Party Escrow
Onboarding Time 60 Seconds (Self-Serve) 7–14 Days Physical KYC
Support Channel @TrueXg_support + Tickets Slow Automated Email Bots
3-Minute Onboarding

Go Live in 3 Simple Steps

Zero paperwork or waiting periods. Connect your existing merchant credentials and start collecting immediately.

STEP 01

Connect Merchant VPA

Open the Connect Merchant hub, choose Paytm, BharatPe, or FamPay, and link your UPI VPA and verification credentials.

STEP 02

Generate Link or API Call

Create a payment link from your dashboard or call /api/create-order.php with your txg_live_ API key.

STEP 03

Auto-Verified Settlement

Customer pays via any UPI app. Our polling engine verifies the 12-digit UTR and marks the order paid automatically.

Developer First

Clean, Fast JSON Endpoints for Any Stack

Create dynamic UPI orders, embed Cloudflare-cached QR codes, and poll real-time transaction statuses in cURL, PHP, Node.js, or Python.

Read API Documentation → Get API Keys
// Create a new ₹499.00 UPI Checkout Order curl -X POST https://mail.truexgateway.xyz/api/create-order.php \ -H "X-API-Key: txg_live_98f72a1b4c..." \ -H "Content-Type: application/json" \ -d '{ "amount": "499.00", "orderRef": "ORD-2026-901", "description": "TruexGateway Pro Plan" }'
24×7 Dedicated Assistance

Direct Telegram Support & Integrated Ticket Desk

Need help connecting your Paytm MID, setting up a FamPay Gmail App Password, or verifying a transaction? Connect directly with our support team on Telegram at @TrueXg_support or generate a support ticket resolved directly by our Super Admin team.

Telegram Live Desk Instant chat via @TrueXg_support
Admin Ticket System Track replies & resolution status live
Open Support & Ticket Portal → Message @TrueXg_support on Telegram
● Official Telegram Handle

@TrueXg_support

Click below to open Telegram and chat with our merchant onboarding and technical engineering desk, or raise a ticket on our web portal.

Connect on Telegram (@TrueXg_support) Generate Support Ticket Online →
Built For Every Digital Business

Powering High-Frequency UPI Checkouts Across India

Whether you run a SaaS platform, e-commerce store, gaming portal, or automated Telegram bot, TruexGateway adapts to your payment flow.

SaaS & Web Portals

Embed our 5-minute countdown checkout page or render inline QR codes for instant plan upgrades and subscriptions.

Telegram & Discord Bots

Use /api/generate-qr.php backed by Cloudflare CDN for sub-second QR image delivery inside automated chat bots.

Digital Goods & Stores

Eliminate 2.36% gateway fees and rolling reserves on digital downloads, vouchers, and instant-delivery orders.

Zero-Trust Security

Protected by Firebase ID-token verification, session rate-limiting, CSRF tokens, and immutable 12-digit UTR locks.

TruexGateway — True Hai Ye Choice!

Ready to Upgrade Your UPI Payment Stack?

Create your merchant account in 60 seconds, link your UPI VPA, and start accepting 0% fee payments today.

Create Merchant Account → Contact @TrueXg_support
Clear Answers

Frequently Asked Questions

Everything you need to know about setting up your TruexGateway merchant account.

Customers can scan and pay using Google Pay, PhonePe, Paytm, BHIM, CRED, Amazon Pay, WhatsApp Pay, or any banking UPI app in India.
100% of every payment settles directly into your connected merchant bank account via your UPI VPA. TruexGateway never holds or routes your funds through an escrow wallet.
Each dynamic QR embeds a unique transaction reference (tr) and anti-collision signature. While the customer is on the checkout screen, our verification engine polls your connected merchant gateway (Paytm Status API, FamPay Gmail IMAP, or BharatPe Tesseract API) and marks the order paid the moment the UTR is confirmed.
Visit our Support & Ticket Center to generate a support ticket that is resolved directly by our admin team, or reach us on Telegram at @TrueXg_support.